:root {
  --primary-blue: #2B7CB3;
  --secondary-blue: #1E5F8C;
  --accent-teal: #3ABFB0;
  --light-blue: #EBF5FB;
  --dark-blue: #1A4D6F;
  --text-dark: #1A1F2E;
  --text-gray: #5A6778;
  --white: #FFFFFF;
  --light-gray: #F8FAFB;
  --border-gray: #E4E9F0;
  --dark-bg: #1A1F2E;
  --yellow: #FFA726;
  --success-green: #10B981;
  --spacing-xs: 8px;
  --spacing-sm: 16px;
  --spacing-md: 24px;
  --spacing-lg: 40px;
  --spacing-xl: 60px;
  --spacing-2xl: 80px;
  --border-radius-sm: 8px;
  --border-radius-md: 12px;
  --border-radius-lg: 20px;
  --transition-base: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  --shadow-sm: 0 2px 8px rgba(26, 31, 46, 0.04);
  --shadow-md: 0 8px 24px rgba(26, 31, 46, 0.08);
  --shadow-lg: 0 16px 48px rgba(26, 31, 46, 0.12);
  --shadow-xl: 0 24px 64px rgba(26, 31, 46, 0.16);
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Inter', Oxygen, Ubuntu, Cantarell, sans-serif;
  line-height: 1.7;
  color: var(--text-dark);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

/* Loading mechanism styles */
.dynamic-content {
    opacity: 0;
    transition: opacity 0.4s ease-in-out;
}
.dynamic-content.loaded {
    opacity: 1;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}

.top-bar {
  background: linear-gradient(135deg, #F0F8FF 0%, #E8F4F9 100%);
  padding: 12px 0;
  border-bottom: 1px solid var(--border-gray);
  backdrop-filter: blur(10px);
}

.top-bar-content {
  display: flex;
  justify-content: flex-start;
  gap: 30px;
  flex-wrap: wrap;
}

.contact-info {
  display: flex;
  gap: 30px;
  flex-wrap: wrap;
}

.info-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: var(--text-gray);
  text-decoration: none;
  transition: var(--transition-base);
  font-weight: 500;
  letter-spacing: 0.2px;
}

.info-item:hover {
  color: var(--primary-blue);
  transform: translateX(2px);
}

.info-item svg {
  color: var(--primary-blue);
}

.header {
  background: rgba(255, 255, 255, 0.98);
  position: sticky;
  top: 0;
  z-index: 1000;
  box-shadow: var(--shadow-sm);
  backdrop-filter: blur(12px);
  transition: var(--transition-base);
}

.navbar {
  padding: 15px 0;
}

.nav-content {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  color: var(--primary-blue);
  font-size: 19px;
  font-weight: 700;
  letter-spacing: -0.3px;
  transition: var(--transition-base);
}

.logo:hover {
  transform: translateY(-1px);
}

.logo svg {
  flex-shrink: 0;
}

.mobile-menu-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 5px;
}

.mobile-menu-toggle span {
  width: 25px;
  height: 3px;
  background: var(--primary-blue);
  border-radius: 3px;
  transition: all 0.3s;
}

.nav-menu {
  display: flex;
  list-style: none;
  gap: 30px;
  align-items: center;
}

.nav-menu a {
  text-decoration: none;
  color: var(--text-dark);
  font-weight: 500;
  transition: color 0.3s;
  padding: 5px 0;
}

.nav-menu a:hover,
.nav-menu a.active {
  color: var(--primary-blue);
}

.hero-section {
  background: linear-gradient(135deg, #F0F8FF 0%, #FFFFFF 60%, #F8FAFB 100%);
  padding: 100px 0 120px;
  position: relative;
  overflow: hidden;
}

.hero-section::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 800px;
  height: 800px;
  background: radial-gradient(circle, rgba(43, 124, 179, 0.08) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}

.hero-content {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.hero-text h1 {
  font-size: 52px;
  font-weight: 800;
  color: var(--text-dark);
  margin-bottom: 24px;
  line-height: 1.15;
  letter-spacing: -1px;
}

.hero-text p {
  font-size: 19px;
  color: var(--text-gray);
  margin-bottom: 36px;
  line-height: 1.65;
  max-width: 540px;
  font-weight: 400;
}

.btn-primary {
  display: inline-block;
  background: linear-gradient(135deg, var(--primary-blue) 0%, var(--secondary-blue) 100%);
  color: var(--white);
  padding: 16px 40px;
  border-radius: 50px;
  text-decoration: none;
  font-weight: 600;
  font-size: 16px;
  transition: var(--transition-base);
  border: none;
  cursor: pointer;
  box-shadow: 0 4px 16px rgba(43, 124, 179, 0.2);
  letter-spacing: 0.3px;
  position: relative;
  overflow: hidden;
}

.btn-primary::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: linear-gradient(135deg, var(--secondary-blue) 0%, var(--dark-blue) 100%);
  opacity: 0;
  transition: var(--transition-base);
}

.btn-primary:hover::before {
  opacity: 1;
}

.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 28px rgba(43, 124, 179, 0.35);
}

.btn-primary > * {
  position: relative;
  z-index: 1;
}

.hero-image {
  border-radius: var(--border-radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
  position: relative;
  transform: perspective(1000px) rotateY(-2deg);
  transition: var(--transition-base);
}

.hero-image:hover {
  transform: perspective(1000px) rotateY(0deg);
  box-shadow: 0 28px 72px rgba(26, 31, 46, 0.2);
}

.hero-image img {
  width: 100%;
  height: auto;
  display: block;
  transition: var(--transition-base);
}

.hero-image:hover img {
  transform: scale(1.02);
}

.advantages-section {
  padding: 80px 0;
  background: var(--white);
}

.section-title {
  font-size: 42px;
  font-weight: 800;
  text-align: center;
  margin-bottom: 56px;
  color: var(--text-dark);
  letter-spacing: -0.8px;
  line-height: 1.2;
  position: relative;
  padding-bottom: 20px;
}

.section-title::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 80px;
  height: 4px;
  background: linear-gradient(90deg, var(--accent-teal), var(--primary-blue));
  border-radius: 2px;
}

.advantages-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.advantage-image {
  border-radius: 20px;
  overflow: hidden;
  box-shadow: 0 10px 40px rgba(0, 0, 0, 0.1);
}

.advantage-image img {
  width: 100%;
  height: 500px;
  object-fit: cover;
  display: block;
}

.advantages-list {
  display: flex;
  flex-direction: column;
  gap: 30px;
}

.advantage-card {
  display: flex;
  gap: 24px;
  padding: 28px;
  background: var(--white);
  border-radius: var(--border-radius-md);
  box-shadow: var(--shadow-sm);
  transition: var(--transition-base);
  border: 1px solid var(--border-gray);
}

.advantage-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateX(8px);
  border-color: var(--primary-blue);
}

.advantage-icon {
  flex-shrink: 0;
  width: 64px;
  height: 64px;
  background: linear-gradient(135deg, var(--light-blue) 0%, #D6EEF7 100%);
  border-radius: var(--border-radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary-blue);
  transition: var(--transition-base);
}

.advantage-card:hover .advantage-icon {
  background: linear-gradient(135deg, var(--primary-blue) 0%, var(--secondary-blue) 100%);
  color: var(--white);
  transform: scale(1.05);
}

.advantage-content h3 {
  font-size: 21px;
  font-weight: 700;
  margin-bottom: 10px;
  color: var(--text-dark);
  letter-spacing: -0.3px;
}

.advantage-content p {
  color: var(--text-gray);
  line-height: 1.7;
  font-size: 15px;
}

.insurance-services-section {
  padding: 80px 0;
  background: var(--white);
}

.service-card {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  margin-bottom: 80px;
}

.service-card:last-child {
  margin-bottom: 0;
}

.service-card.reverse {
  direction: rtl;
}

.service-card.reverse > * {
  direction: ltr;
}

.service-image {
  border-radius: 20px;
  overflow: hidden;
  box-shadow: 0 15px 50px rgba(0, 0, 0, 0.1);
}

.service-image img {
  width: 100%;
  height: 450px;
  object-fit: cover;
  display: block;
  transition: transform 0.3s;
}

.service-card:hover .service-image img {
  transform: scale(1.05);
}

.service-content {
  background: linear-gradient(135deg, var(--light-blue) 0%, #FFFFFF 100%);
  padding: 56px;
  border-radius: var(--border-radius-lg);
  border: 1px solid var(--border-gray);
  box-shadow: var(--shadow-sm);
  transition: var(--transition-base);
}

.service-card:hover .service-content {
  box-shadow: var(--shadow-md);
}

.service-content h2 {
  font-size: 36px;
  font-weight: 800;
  margin-bottom: 24px;
  color: var(--text-dark);
  letter-spacing: -0.6px;
  line-height: 1.2;
}

.service-content p {
  color: var(--text-gray);
  line-height: 1.8;
  margin-bottom: 32px;
  font-size: 16px;
}

.btn-read-more {
  display: inline-block;
  background: var(--primary-blue);
  color: var(--white);
  padding: 12px 36px;
  border-radius: 50px;
  text-decoration: none;
  font-weight: 600;
  font-size: 15px;
  transition: all 0.3s;
}

.btn-read-more:hover {
  background: var(--secondary-blue);
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(92, 179, 229, 0.3);
}

.testimonials-section {
  padding: 80px 0;
  background: var(--light-gray);
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 30px;
}

.testimonial-card {
  background: var(--white);
  padding: 36px;
  border-radius: var(--border-radius-lg);
  box-shadow: var(--shadow-md);
  transition: var(--transition-base);
  border: 1px solid var(--border-gray);
  position: relative;
  overflow: hidden;
}

.testimonial-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--accent-teal), var(--primary-blue));
  transform: scaleX(0);
  transition: var(--transition-base);
  transform-origin: left;
}

.testimonial-card:hover::before {
  transform: scaleX(1);
}

.testimonial-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
  border-color: var(--primary-blue);
}

.stars {
  color: var(--yellow);
  font-size: 18px;
  margin-bottom: 15px;
}

.testimonial-text {
  color: var(--text-gray);
  line-height: 1.7;
  margin-bottom: 20px;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 15px;
  margin-top: 20px;
  padding-top: 20px;
  border-top: 1px solid var(--border-gray);
}

.testimonial-author img {
  width: 50px;
  height: 50px;
  border-radius: 50%;
  object-fit: cover;
}

.author-info h4 {
  font-size: 16px;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 2px;
}

.author-info p {
  font-size: 13px;
  color: var(--text-gray);
}

.quote-section {
  padding: 100px 0;
  background: linear-gradient(180deg, #f8fbff 0%, #ffffff 100%);
  position: relative;
}

.quote-section::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--border-gray), transparent);
}

.quote-content {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.quote-info {
  position: relative;
  padding: 40px 0;
}

.quote-info h2 {
  font-size: 48px;
  font-weight: 800;
  margin-bottom: 20px;
  color: var(--text-dark);
  letter-spacing: -1px;
  line-height: 1.1;
}

.quote-subtitle {
  font-size: 20px;
  color: var(--primary-blue);
  font-weight: 600;
  margin-bottom: 20px;
  display: inline-block;
  position: relative;
}

.quote-subtitle::after {
  content: '';
  position: absolute;
  bottom: -8px;
  left: 0;
  width: 60px;
  height: 3px;
  background: linear-gradient(90deg, var(--primary-blue), var(--accent-teal));
  border-radius: 2px;
}

.quote-description {
  color: var(--text-gray);
  margin-bottom: 40px;
  line-height: 1.8;
  font-size: 17px;
}

.contact-details {
  background: linear-gradient(135deg, var(--light-blue) 0%, #FFFFFF 100%);
  padding: 36px;
  border-radius: 16px;
  border: 1px solid var(--border-gray);
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.05);
  margin-top: 40px;
}

.contact-detail-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  margin-bottom: 24px;
  padding-bottom: 24px;
  border-bottom: 1px solid var(--border-gray);
}

.contact-detail-item:last-child {
  margin-bottom: 0;
  padding-bottom: 0;
  border-bottom: none;
}

.contact-detail-item svg {
  color: var(--primary-blue);
  flex-shrink: 0;
  margin-top: 2px;
}

.contact-detail-item p {
  margin: 0;
  color: var(--text-dark);
  font-size: 15px;
  line-height: 1.8;
  font-weight: 500;
}

.quote-form-wrapper {
  background: var(--white);
  padding: 56px;
  border-radius: 24px;
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.08);
  border: 1px solid var(--border-gray);
  position: relative;
  overflow: hidden;
}

.quote-form-wrapper::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 5px;
  background: linear-gradient(90deg, var(--primary-blue), var(--accent-teal), var(--secondary-blue));
  background-size: 200% 100%;
  animation: gradientShift 3s ease infinite;
}

@keyframes gradientShift {
  0%, 100% { background-position: 0% 50%; }
  50% { background-position: 100% 50%; }
}

.form-group {
  margin-bottom: 16px;
}

.form-group label {
  display: block;
  font-weight: 600;
  margin-bottom: 8px;
  color: var(--text-dark);
  font-size: 15px;
  letter-spacing: 0.3px;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 14px 18px;
  border: 2px solid var(--border-gray);
  border-radius: 12px;
  font-size: 15px;
  font-family: inherit;
  transition: all 0.3s ease;
  background: var(--white);
}

.form-group input:hover,
.form-group select:hover,
.form-group textarea:hover {
  border-color: #c5d9e8;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--primary-blue);
  box-shadow: 0 0 0 4px rgba(92, 179, 229, 0.12);
  transform: translateY(-1px);
}

.form-group.error input,
.form-group.error select,
.form-group.error textarea {
  border-color: #dc3545;
}

.error-message {
  color: #dc3545;
  font-size: 13px;
  margin-top: 5px;
  display: block;
  min-height: 18px;
}

.checkbox-group label {
  display: grid;
  grid-template-columns: 24px 1fr;
  gap: 16px;
  align-items: start;
  cursor: pointer;
}

.checkbox-group input[type="checkbox"] {
  width: 24px;
  height: 24px;
  margin-top: 4px;
  cursor: pointer;
  accent-color: var(--primary-blue);
  grid-column: 1;
  flex-shrink: 0;
}

.checkbox-text {
  grid-column: 2;
  display: flex;
  flex-direction: column;
  gap: 16px;
  font-size: 15px;
  color: #666;
  line-height: 1.7;
}

.consent-main {
  font-weight: 400;
  color: #666;
  line-height: 1.7;
}

.consent-privacy {
  font-size: 14px;
  color: #666;
  line-height: 1.7;
  padding-top: 16px;
}

.checkbox-group a {
  color: var(--primary-blue);
  text-decoration: underline;
  font-weight: 500;
  transition: color 0.2s ease;
}

.checkbox-group a:hover {
  color: var(--secondary-blue);
}

.form-footer {
  font-size: 13px;
  color: var(--text-gray);
  margin-bottom: 20px;
  line-height: 1.5;
}

.form-footer a {
  color: var(--primary-blue);
  text-decoration: underline;
}

.btn-submit {
  width: 100%;
  background: linear-gradient(135deg, var(--primary-blue) 0%, var(--secondary-blue) 100%);
  color: var(--white);
  padding: 18px 32px;
  border: none;
  border-radius: 50px;
  font-size: 17px;
  font-weight: 600;
  cursor: pointer;
  transition: var(--transition-base);
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  box-shadow: 0 4px 16px rgba(43, 124, 179, 0.25);
  letter-spacing: 0.3px;
  overflow: hidden;
}

.btn-submit::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: linear-gradient(135deg, var(--secondary-blue) 0%, var(--dark-blue) 100%);
  opacity: 0;
  transition: var(--transition-base);
}

.btn-submit:hover::before {
  opacity: 1;
}

.btn-submit:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(43, 124, 179, 0.35);
}

.btn-submit > * {
  position: relative;
  z-index: 1;
}

.btn-submit:disabled {
  background: #ccc;
  cursor: not-allowed;
}

.spinner {
  width: 16px;
  height: 16px;
  border: 2px solid rgba(255, 255, 255, 0.3);
  border-top-color: white;
  border-radius: 50%;
  animation: spin 0.6s linear infinite;
  display: none;
}

.btn-submit.loading .spinner {
  display: block;
}

@keyframes spin {
  to { transform: rotate(360deg); }
}

.custom-alert {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(0, 0, 0, 0.5);
  display: none;
  align-items: center;
  justify-content: center;
  z-index: 10000;
  animation: fadeIn 0.3s ease;
}

.custom-alert.show {
  display: flex;
}

.alert-content {
  background: white;
  padding: 40px;
  border-radius: 16px;
  text-align: center;
  max-width: 400px;
  width: 90%;
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.3);
  animation: slideUp 0.3s ease;
}

.alert-icon {
  margin: 0 auto 20px;
  width: 48px;
  height: 48px;
}

.alert-icon svg {
  color: var(--primary-blue);
}

.alert-title {
  font-size: 24px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 12px;
}

.alert-message {
  font-size: 16px;
  color: var(--text-gray);
  margin-bottom: 24px;
  line-height: 1.5;
}

.alert-close {
  background: var(--primary-blue);
  color: white;
  border: none;
  padding: 12px 32px;
  border-radius: 50px;
  font-size: 16px;
  font-weight: 600;
  cursor: pointer;
  transition: background 0.3s;
  min-width: 120px;
}

.alert-close:hover {
  background: var(--secondary-blue);
}

@keyframes fadeIn {
  from {
    opacity: 0;
  }
  to {
    opacity: 1;
  }
}

@keyframes slideUp {
  from {
    transform: translateY(30px);
    opacity: 0;
  }
  to {
    transform: translateY(0);
    opacity: 1;
  }
}

.page-hero {
  background: linear-gradient(135deg, var(--primary-blue) 0%, var(--secondary-blue) 100%);
  padding: 80px 0;
  text-align: center;
  color: var(--white);
}

.page-hero h1 {
  font-size: 48px;
  font-weight: 700;
  margin-bottom: 15px;
}

.page-hero p {
  font-size: 18px;
  opacity: 0.95;
}

.contact-section {
  padding: 80px 0;
  background: linear-gradient(135deg, #FAFBFC 0%, #FFFFFF 100%);
  position: relative;
}

.contact-section::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background-image: radial-gradient(circle at 20% 20%, rgba(43, 124, 179, 0.03) 0%, transparent 50%),
                    radial-gradient(circle at 80% 80%, rgba(58, 191, 176, 0.03) 0%, transparent 50%);
  pointer-events: none;
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  position: relative;
}

.contact-info-section {
  display: flex;
  flex-direction: column;
  gap: 40px;
}

.contact-info-header h2 {
  font-size: 42px;
  font-weight: 800;
  margin-bottom: 16px;
  color: var(--text-dark);
  letter-spacing: -0.8px;
  line-height: 1.2;
}

.contact-info-header p {
  color: var(--text-gray);
  font-size: 17px;
  line-height: 1.7;
  max-width: 480px;
}

.contact-methods {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.contact-method-card {
  display: flex;
  gap: 20px;
  align-items: flex-start;
  padding: 28px;
  background: var(--white);
  border-radius: 16px;
  border: 2px solid var(--border-gray);
  transition: var(--transition-base);
  text-decoration: none;
  color: inherit;
  position: relative;
  overflow: hidden;
}

.contact-method-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 4px;
  height: 100%;
  background: linear-gradient(180deg, var(--primary-blue), var(--accent-teal));
  transform: scaleY(0);
  transition: var(--transition-base);
  transform-origin: top;
}

.contact-method-card:hover::before {
  transform: scaleY(1);
}

.contact-method-card:hover {
  border-color: var(--primary-blue);
  box-shadow: var(--shadow-md);
  transform: translateY(-4px);
}

.method-icon {
  flex-shrink: 0;
  width: 56px;
  height: 56px;
  background: linear-gradient(135deg, var(--light-blue) 0%, #D6EEF7 100%);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary-blue);
  transition: var(--transition-base);
}

.contact-method-card:hover .method-icon {
  background: linear-gradient(135deg, var(--primary-blue) 0%, var(--secondary-blue) 100%);
  color: var(--white);
  transform: scale(1.05) rotate(5deg);
}

.method-content {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.method-content h3 {
  font-size: 18px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 4px;
  letter-spacing: -0.2px;
}

.method-content p {
  color: var(--text-dark);
  font-size: 15px;
  line-height: 1.6;
  font-weight: 500;
}

.method-hint {
  font-size: 13px;
  color: var(--text-gray);
  font-style: italic;
  margin-top: 4px;
}

.contact-hours {
  background: linear-gradient(135deg, var(--primary-blue) 0%, var(--secondary-blue) 100%);
  padding: 32px;
  border-radius: 16px;
  color: var(--white);
  box-shadow: var(--shadow-md);
}

.contact-hours h3 {
  font-size: 20px;
  font-weight: 700;
  margin-bottom: 20px;
  letter-spacing: -0.3px;
}

.hours-grid {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.hour-item {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 12px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.15);
}

.hour-item:last-child {
  border-bottom: none;
}

.hour-item .day {
  font-size: 15px;
  font-weight: 500;
}

.hour-item .time {
  font-size: 15px;
  font-weight: 600;
  opacity: 0.95;
}

.contact-form-section {
  background: var(--white);
  padding: 48px;
  border-radius: 20px;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--border-gray);
  position: relative;
  overflow: hidden;
}

.contact-form-section::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 5px;
  background: linear-gradient(90deg, var(--primary-blue), var(--accent-teal), var(--secondary-blue));
  background-size: 200% 100%;
  animation: gradientShift 3s ease infinite;
}

.form-header {
  margin-bottom: 32px;
}

.form-header h3 {
  font-size: 28px;
  font-weight: 800;
  margin-bottom: 8px;
  color: var(--text-dark);
  letter-spacing: -0.5px;
}

.form-header p {
  color: var(--text-gray);
  font-size: 15px;
  line-height: 1.6;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.form-group label {
  display: block;
  font-size: 14px;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 8px;
  letter-spacing: 0.2px;
}

.detail-section {
  padding: 80px 0;
  background: var(--white);
}

.detail-section .container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.detail-content {
  display: flex;
  flex-direction: column;
}

.detail-content h2 {
  font-size: 36px;
  font-weight: 700;
  margin-bottom: 20px;
  color: var(--text-dark);
}

.detail-content p {
  color: var(--text-gray);
  line-height: 1.8;
  margin-bottom: 20px;
}

.detail-image {
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 10px 40px rgba(0, 0, 0, 0.1);
}

.detail-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.features-section {
  padding: 80px 0;
  background: var(--light-gray);
}

.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.feature-card {
  background: var(--white);
  padding: 30px;
  border-radius: 12px;
  text-align: center;
  transition: transform 0.3s, box-shadow 0.3s;
  box-shadow: 0 5px 15px rgba(0, 0, 0, 0.08);
}

.feature-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.12);
}

.feature-icon {
  width: 60px;
  height: 60px;
  background: var(--light-blue);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  color: var(--primary-blue);
}

.feature-card h3 {
  font-size: 18px;
  font-weight: 700;
  margin-bottom: 12px;
  color: var(--text-dark);
}

.feature-card p {
  color: var(--text-gray);
  line-height: 1.6;
}

.cta-section {
  padding: 80px 0;
  background: linear-gradient(135deg, var(--primary-blue) 0%, var(--secondary-blue) 100%);
  text-align: center;
  color: var(--white);
}

.cta-section h2 {
  font-size: 36px;
  font-weight: 700;
  margin-bottom: 15px;
}

.cta-section p {
  font-size: 18px;
  margin-bottom: 30px;
  opacity: 0.95;
}

.btn-cta {
  display: inline-block;
  background: var(--white);
  color: var(--primary-blue);
  padding: 14px 40px;
  border-radius: 50px;
  text-decoration: none;
  font-weight: 600;
  font-size: 16px;
  transition: all 0.3s;
}

.btn-cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.2);
}

.detail-content.enhanced {
  display: flex;
  flex-direction: column;
  gap: 50px;
}

.detail-text-block h2 {
  font-size: 38px;
  font-weight: 700;
  line-height: 1.3;
  margin-bottom: 25px;
  color: var(--text-dark);
}

.intro-text {
  font-size: 19px;
  line-height: 1.7;
  color: var(--text-dark);
  margin-bottom: 20px;
  font-weight: 500;
}

.detail-text-block p {
  font-size: 16px;
  line-height: 1.8;
  color: var(--text-gray);
  margin-bottom: 16px;
}

.detail-text-block p:last-child {
  margin-bottom: 0;
}

.detail-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 25px;
  margin-top: 0;
}

.stat-item {
  text-align: center;
  padding: 35px 25px;
  background: linear-gradient(135deg, #f8fbff 0%, #ffffff 100%);
  border-radius: 16px;
  border: 2px solid #e8f2ff;
  transition: all 0.3s ease;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.05);
}

.stat-item:hover {
  transform: translateY(-5px);
  box-shadow: 0 12px 24px rgba(0, 0, 0, 0.1);
  border-color: var(--primary-blue);
}

.stat-value {
  font-size: 42px;
  font-weight: 700;
  color: var(--primary-blue);
  margin-bottom: 10px;
  line-height: 1;
}

.stat-label {
  font-size: 15px;
  color: var(--text-gray);
  font-weight: 500;
  margin: 0;
}

.stat-item h3 {
  font-size: 36px;
  font-weight: 700;
  color: var(--primary-blue);
  margin-bottom: 8px;
}

.stat-item p {
  font-size: 14px;
  color: var(--text-gray);
  margin: 0;
}

.info-section {
  padding: 80px 0;
  background: var(--light-gray);
}

.info-content-wrapper {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.info-image {
  border-radius: 20px;
  overflow: hidden;
  box-shadow: 0 15px 50px rgba(0, 0, 0, 0.1);
}

.info-image img {
  width: 100%;
  height: 450px;
  object-fit: cover;
  display: block;
}

.info-text h2 {
  font-size: 32px;
  font-weight: 700;
  margin-bottom: 20px;
  color: var(--text-dark);
}

.info-text p {
  color: var(--text-gray);
  line-height: 1.8;
  margin-bottom: 25px;
}

.benefits-list {
  list-style: none;
  padding: 0;
  margin: 0;
}

.benefits-list li {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 15px;
  color: var(--text-dark);
  font-size: 16px;
}

.benefits-list svg {
  color: var(--primary-blue);
  flex-shrink: 0;
}

.plans-section {
  padding: 80px 0;
  background: var(--white);
}

.section-subtitle {
  text-align: center;
  color: var(--text-gray);
  font-size: 18px;
  margin-top: 10px;
  margin-bottom: 50px;
}

.plans-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.plan-card {
  background: var(--white);
  border: 2px solid var(--border-gray);
  border-radius: 16px;
  padding: 40px 30px;
  position: relative;
  transition: all 0.3s;
}

.plan-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 15px 40px rgba(0, 0, 0, 0.1);
  border-color: var(--primary-blue);
}

.plan-card.featured {
  border-color: var(--primary-blue);
  border-width: 3px;
  background: linear-gradient(to bottom, var(--light-blue), var(--white));
}

.plan-badge {
  position: absolute;
  top: -15px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--primary-blue);
  color: var(--white);
  padding: 6px 20px;
  border-radius: 20px;
  font-size: 14px;
  font-weight: 600;
}

.plan-header {
  text-align: center;
  margin-bottom: 30px;
}

.plan-header h3 {
  font-size: 24px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 10px;
}

.plan-header p {
  color: var(--text-gray);
  font-size: 15px;
}

.plan-features {
  list-style: none;
  padding: 0;
  margin: 0 0 30px 0;
}

.plan-features li {
  padding: 12px 0;
  color: var(--text-dark);
  border-bottom: 1px solid var(--border-gray);
  font-size: 15px;
}

.plan-features li:last-child {
  border-bottom: none;
}

.btn-plan {
  display: block;
  text-align: center;
  background: var(--primary-blue);
  color: var(--white);
  padding: 12px 30px;
  border-radius: 50px;
  text-decoration: none;
  font-weight: 600;
  transition: all 0.3s;
}

.btn-plan:hover {
  background: var(--secondary-blue);
  transform: translateY(-2px);
}

.process-section {
  padding: 80px 0;
  background: var(--light-gray);
}

.process-steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 40px;
  margin-top: 50px;
}

.process-step {
  text-align: center;
}

.step-number {
  width: 60px;
  height: 60px;
  background: var(--primary-blue);
  color: var(--white);
  font-size: 28px;
  font-weight: 700;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}

.process-step h3 {
  font-size: 20px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 12px;
}

.process-step p {
  color: var(--text-gray);
  line-height: 1.6;
  font-size: 15px;
}

.types-section {
  padding: 80px 0;
  background: var(--white);
}

.types-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
  margin-top: 50px;
}

.type-card {
  background: var(--light-blue);
  padding: 35px;
  border-radius: 16px;
  border: 2px solid transparent;
  transition: all 0.3s;
}

.type-card:hover {
  border-color: var(--primary-blue);
  transform: translateY(-5px);
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
}

.type-card h3 {
  font-size: 24px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 12px;
}

.type-description {
  color: var(--text-gray);
  font-size: 15px;
  margin-bottom: 25px;
  font-style: italic;
}

.type-features {
  list-style: none;
  padding: 0;
  margin: 0 0 25px 0;
}

.type-features li {
  padding: 10px 0;
  color: var(--text-dark);
  font-size: 14px;
  padding-left: 20px;
  position: relative;
}

.type-features li:before {
  content: "•";
  color: var(--primary-blue);
  font-size: 20px;
  position: absolute;
  left: 0;
}

.type-best-for {
  color: var(--text-dark);
  font-size: 14px;
  padding: 15px;
  background: var(--white);
  border-radius: 8px;
  margin: 0;
}

.calculator-section {
  padding: 80px 0;
  background: var(--light-gray);
}

.calculator-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 30px;
  margin-top: 50px;
  margin-bottom: 40px;
}

.calculator-item {
  background: var(--white);
  padding: 35px;
  border-radius: 16px;
  text-align: center;
  border: 2px solid var(--border-gray);
  transition: all 0.3s;
}

.calculator-item:hover {
  border-color: var(--primary-blue);
  transform: translateY(-3px);
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.1);
}

.calculator-icon {
  color: var(--primary-blue);
  margin-bottom: 20px;
}

.calculator-item h3 {
  font-size: 22px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 12px;
}

.calculator-item p {
  color: var(--text-gray);
  line-height: 1.6;
  font-size: 15px;
}

.calculator-cta {
  text-align: center;
  padding: 40px;
  background: var(--white);
  border-radius: 16px;
}

.calculator-cta p {
  color: var(--text-dark);
  font-size: 18px;
  margin-bottom: 20px;
}

.btn-secondary {
  display: inline-block;
  background: var(--white);
  color: var(--primary-blue);
  border: 2px solid var(--primary-blue);
  padding: 12px 36px;
  border-radius: 50px;
  text-decoration: none;
  font-weight: 600;
  transition: all 0.3s;
}

.btn-secondary:hover {
  background: var(--primary-blue);
  color: var(--white);
  transform: translateY(-2px);
}

.content-section {
  padding: 60px 0;
  background: var(--white);
}

.content-wrapper {
  max-width: 800px;
  margin: 0 auto;
}

.content-wrapper h2 {
  font-size: 28px;
  font-weight: 700;
  margin-top: 40px;
  margin-bottom: 20px;
  color: var(--text-dark);
}

.content-wrapper p {
  color: var(--text-gray);
  line-height: 1.8;
  margin-bottom: 20px;
}

.content-wrapper ul {
  margin: 20px 0;
  padding-left: 25px;
}

.content-wrapper li {
  color: var(--text-gray);
  line-height: 1.8;
  margin-bottom: 10px;
}

.footer {
  background: linear-gradient(135deg, #0D1B2A 0%, #1A1F2E 100%);
  color: var(--white);
  position: relative;
  overflow: hidden;
}

.footer::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(43, 124, 179, 0.5), transparent);
}

.footer-main {
  padding: 80px 0 40px;
  position: relative;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.5fr;
  gap: 60px;
}

.footer-brand {
  max-width: 380px;
}

.footer-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 20px;
  color: var(--white);
}

.footer-logo svg {
  color: var(--accent-teal);
  flex-shrink: 0;
}

.footer-logo span {
  font-size: 20px;
  font-weight: 700;
  letter-spacing: -0.3px;
}

.footer-description {
  color: rgba(255, 255, 255, 0.7);
  line-height: 1.8;
  font-size: 15px;
}

.footer-column h3 {
  font-size: 16px;
  font-weight: 700;
  margin-bottom: 24px;
  color: var(--white);
  letter-spacing: -0.2px;
  position: relative;
  padding-bottom: 12px;
}

.footer-column h3::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 40px;
  height: 3px;
  background: linear-gradient(90deg, var(--primary-blue), var(--accent-teal));
  border-radius: 2px;
}

.footer-links-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.footer-links-list li a {
  color: rgba(255, 255, 255, 0.7);
  text-decoration: none;
  font-size: 15px;
  transition: var(--transition-base);
  display: inline-flex;
  align-items: center;
  gap: 8px;
  position: relative;
}

.footer-links-list li a::before {
  content: '';
  width: 0;
  height: 2px;
  background: var(--accent-teal);
  position: absolute;
  bottom: -2px;
  left: 0;
  transition: var(--transition-base);
}

.footer-links-list li a:hover {
  color: var(--white);
  transform: translateX(4px);
}

.footer-links-list li a:hover::before {
  width: 100%;
}

.footer-contact-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.footer-contact-list li {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  color: rgba(255, 255, 255, 0.7);
  font-size: 14px;
  line-height: 1.7;
}

.footer-contact-list li svg {
  color: var(--accent-teal);
  flex-shrink: 0;
  margin-top: 2px;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding: 28px 0;
  background: rgba(0, 0, 0, 0.2);
}

.footer-bottom-content {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 20px;
}

.footer-bottom p {
  color: rgba(255, 255, 255, 0.5);
  font-size: 14px;
  margin: 0;
}

.footer-legal {
  display: flex;
  align-items: center;
  gap: 16px;
}

.footer-legal .separator {
  color: rgba(255, 255, 255, 0.3);
  font-size: 12px;
}

.footer-legal a {
  color: rgba(255, 255, 255, 0.6);
  text-decoration: none;
  font-size: 14px;
  transition: var(--transition-base);
  position: relative;
}

.footer-legal a::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0;
  width: 0;
  height: 1px;
  background: var(--accent-teal);
  transition: var(--transition-base);
}

.footer-legal a:hover {
  color: var(--white);
}

.footer-legal a:hover::after {
  width: 100%;
}

@media (max-width: 968px) {
  .hero-content,
  .advantages-grid,
  .quote-content,
  .contact-grid,
  .detail-section .container,
  .service-card,
  .info-content-wrapper {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .form-row {
    grid-template-columns: 1fr;
    gap: 16px;
  }

  .contact-info-header h2 {
    font-size: 36px;
  }

  .contact-form-section {
    padding: 36px 28px;
  }

  .contact-method-card {
    padding: 24px;
  }

  .contact-hours {
    padding: 28px;
  }

  .hour-item {
    flex-direction: row;
    text-align: left;
  }

  .service-card.reverse {
    direction: ltr;
  }

  .service-card {
    margin-bottom: 60px;
  }

  .service-content {
    padding: 35px;
  }

  .advantage-image {
    order: -1;
  }

  .testimonials-grid {
    grid-template-columns: 1fr;
  }

  .features-grid,
  .plans-grid,
  .types-grid {
    grid-template-columns: 1fr;
  }

  .process-steps {
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;
  }

  .calculator-grid {
    grid-template-columns: 1fr;
  }

  .detail-stats {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .detail-text-block h2 {
    font-size: 32px;
  }

  .intro-text {
    font-size: 17px;
  }

  .info-image img {
    height: 300px;
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 40px;
  }

  .footer-brand {
    max-width: 100%;
    grid-column: 1 / -1;
  }
}

@media (max-width: 768px) {
  .top-bar {
    font-size: 12px;
  }

  .contact-info {
    gap: 15px;
  }

  .info-item {
    font-size: 12px;
    gap: 6px;
  }

  .info-item svg {
    width: 14px;
    height: 14px;
  }

  .mobile-menu-toggle {
    display: flex;
  }

  .nav-menu {
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--white);
    flex-direction: column;
    padding: 20px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    display: none;
    gap: 15px;
  }

  .nav-menu.active {
    display: flex;
  }

  .hero-text h1 {
    font-size: 32px;
  }

  .section-title,
  .page-hero h1 {
    font-size: 32px;
  }

  .features-grid {
    grid-template-columns: 1fr;
  }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .footer-brand {
    grid-column: 1;
  }

  .footer-main {
    padding: 60px 0 30px;
  }

  .footer-bottom-content {
    flex-direction: column;
    text-align: center;
  }

  .footer-legal {
    flex-wrap: wrap;
    justify-content: center;
  }

  .logo span {
    font-size: 16px;
  }

  .service-image img {
    height: 300px;
  }

  .process-steps {
    grid-template-columns: 1fr;
  }

  .section-title {
    font-size: 28px;
  }

  .section-subtitle {
    font-size: 16px;
  }

  .stat-value {
    font-size: 36px;
  }

  .stat-item {
    padding: 28px 20px;
  }

  .quote-info h2 {
    font-size: 36px;
  }

  .quote-form-wrapper {
    padding: 32px 24px;
  }

  .contact-details {
    padding: 24px;
  }

  .quote-section {
    padding: 60px 0;
  }

  .contact-section {
    padding: 60px 0;
  }

  .contact-info-header h2 {
    font-size: 28px;
  }

  .contact-info-header p {
    font-size: 15px;
  }

  .contact-method-card {
    padding: 20px;
    flex-direction: column;
    align-items: center;
    text-align: center;
  }

  .contact-method-card::before {
    width: 100%;
    height: 4px;
    transform: scaleX(0);
    transform-origin: left;
  }

  .contact-method-card:hover::before {
    transform: scaleX(1);
  }

  .method-icon {
    width: 64px;
    height: 64px;
  }

  .method-content {
    align-items: center;
  }

  .method-content h3 {
    font-size: 17px;
  }

  .method-content p {
    font-size: 14px;
  }

  .method-hint {
    font-size: 12px;
  }

  .contact-hours {
    padding: 24px;
  }

  .contact-hours h3 {
    font-size: 18px;
    margin-bottom: 16px;
  }

  .hour-item {
    flex-direction: column;
    gap: 4px;
    text-align: center;
    padding: 10px 0;
  }

  .hour-item .day,
  .hour-item .time {
    font-size: 14px;
  }

  .contact-form-section {
    padding: 28px 20px;
  }

  .form-header h3 {
    font-size: 24px;
  }

  .form-header p {
    font-size: 14px;
  }
}

@media (max-width: 480px) {
  .contact-section {
    padding: 40px 0;
  }

  .contact-info-header h2 {
    font-size: 24px;
    margin-bottom: 12px;
  }

  .contact-info-header p {
    font-size: 14px;
  }

  .contact-method-card {
    padding: 16px;
  }

  .method-icon {
    width: 56px;
    height: 56px;
  }

  .method-content h3 {
    font-size: 16px;
  }

  .method-content p {
    font-size: 13px;
  }

  .contact-hours {
    padding: 20px;
  }

  .contact-hours h3 {
    font-size: 17px;
    margin-bottom: 12px;
  }

  .hour-item {
    padding: 8px 0;
    gap: 8px;
  }

  .hour-item .day,
  .hour-item .time {
    font-size: 13px;
  }

  .contact-form-section {
    padding: 24px 16px;
  }

  .form-header {
    margin-bottom: 24px;
  }

  .form-header h3 {
    font-size: 22px;
  }

  .form-group {
    margin-bottom: 14px;
  }

  .form-group label {
    font-size: 13px;
    margin-bottom: 6px;
  }

  .form-group input,
  .form-group select,
  .form-group textarea {
    padding: 12px 14px;
    font-size: 14px;
  }

  .btn-submit {
    padding: 16px 28px;
    font-size: 16px;
  }

  .checkbox-text {
    font-size: 12px;
  }

  .consent-privacy {
    font-size: 11px;
  }

  .checkbox-group input[type="checkbox"] {
    width: 20px;
    height: 20px;
    margin-top: 2px;
  }
}